Less obvious details to consider when buying a home

1. Establish clearly the boundaries of the property you're interested in.

If you are purchasing a freehold property, ensure that you are fully aware of the location of the boundaries of the plot, also if there are any servitudes in existence which provide servitude access e.g. if you are adjacent to an electric substation. Be aware that there could even be a servitude running underneath the ground e.g. a drain or plumbing pipe which runs underneath your front lawn right where you later wish to build a swimming pool.

2. Also ensure that all documentation is accurately and fully completed. It can be returned from the Deeds Office if incorrect or if a name is not given in full thus delaying transfer.

3. Be careful not to undertake any alterations to the property before transfer has gone through without the written consent of the previous owner, and even if you do obtain this it is not really wise. Deals have been cancelled due to death or some other reason and alterations incomplete create a difficult set of circumstances to unwind. A situation arose where the seller suddenly died before transfer had gone through and the property then went into a deceased estate which took two years to wind up. This delayed transfer for that entire two-year period. This is another reason to choose an occupation date rather than occupation on transfer, allowing you to enjoy the benefits of the property rather than cancelling. (occupational rental should always be set at a market related number)

4. With sectional title you are buying the unit and a share in the common property. Be sure to look carefully at the detail regarding the common property including any additional responsibilities and contributions towards other costs e.g. a new perimeter security fence, repairs or replacement of a lift etc. Are there any special levies on the horizon and if so try to determine the costs upfront. Look at recent body corporate meeting minutes.

5. Before you purchase a sectional title unit always ask for a copy of the house rules which contain a variety of guidelines for the complex e.g. noise levels and timing thereof, pet rules, visitors' parking and security arrangements etc.